Workers’ Comp or Workers’ Con? How to Protect Your Business from Fraudulent Claims
When it comes to workplace injury claims, diligence matters. While most employees who file workers’ compensation claims are genuinely hurt and deserving of support, employers occasionally face questionable or inconsistent reports that warrant further review.
At Paravel Risk Management, we specialize in helping companies navigate the complexities of these sensitive cases. Here’s how we recommend approaching potential fraud or exaggerated injury claims—professionally, lawfully, and thoroughly.
When AI Plots to Stay Alive: What the Claude Simulation Really Taught Us
The headlines were hard to ignore: “AI model tries to blackmail its programmer.” For some, it sounded like a sci-fi thriller. For others, it raised ethical alarms. But what really happened with Anthropic’s Claude Opus 4 wasn’t a rogue system—it was a deliberately engineered test designed to probe how advanced AI behaves under simulated pressure.
Creating Safer Workplaces: How Leadership Should Handle Sexual Harassment Investigations
Sexual harassment in the workplace is not only a legal liability—it’s a threat to a company’s culture, morale, and long-term success. Effective leadership means proactively setting expectations for respectful conduct and responding swiftly, fairly, and thoroughly when allegations arise. At Paravel Risk Management, we help small and mid-sized businesses navigate these sensitive matters with integrity and professionalism.
Preventing Eye Strain for a More Productive Workplace
In today’s fast-paced, digital work environment, employees spend hours in front of screens, which can lead to eye strain—a common but preventable issue that affects productivity, comfort, and long-term eye health. By incorporating simple ergonomic adjustments, businesses can create a more efficient and healthier workspace, reducing discomfort and preventing workplace fatigue.
Why Small and Medium-Sized Businesses in South Dakota, Iowa, and Minnesota Need Paravel Risk Management
Running a business comes with countless responsibilities, and ensuring workplace safety, regulatory compliance, and operational efficiency should be at the top of your list. Unfortunately, many small and medium-sized businesses struggle to navigate these complex areas, leaving them vulnerable to preventable risks, costly fines, and rising insurance premiums. That’s where Paravel Risk Management steps in.
What OSHA Inspectors Look for During a Surprise Inspection
OSHA inspections are rarely scheduled in advance, and when an inspector arrives unannounced, businesses must be prepared to demonstrate compliance at a moment’s notice. Whether it’s a routine check, a complaint investigation, or a response to a workplace incident, OSHA inspectors focus on key areas to determine if a business is meeting federal safety standards. Below are the main things OSHA inspectors look for during a surprise inspection—and how business owners can prepare to avoid costly penalties.
Inside Job: The Hidden Ways Employees Steal from Your Business
Employee theft is one of the costliest hidden threats facing small and medium-sized businesses today. While most owners trust their workforce, even the best-intentioned companies can fall victim to fraud, theft, and embezzlement—often happening right under their noses. Below are ten common methods employees use to steal from businesses, along with the industries most vulnerable to each scheme.
Team Lifting: A Key to Workplace Safety and Injury Prevention
Lifting heavy loads is a routine part of many workplaces, but improper techniques can lead to serious injuries, costly worker compensation claims, and decreased productivity. At Paravel Risk Management, we emphasize the importance of team lifting procedures to minimize strain, maximize efficiency, and ensure employee well-being.
Why Performing a Mock OSHA Audit Can Save Your Company Thousands in Fines
OSHA compliance is non-negotiable for businesses committed to workplace safety. Yet, many companies only react to violations after an inspection rather than proactively identifying risks before OSHA arrives. The cost of citations, penalties, and corrective actions can be staggering—but conducting a mock OSHA audit can help businesses avoid unnecessary fines, strengthen workplace safety, and protect their bottom line.
Smart, Strong, and Safe: A Woman’s Guide to Business Travel Security
Business travel presents exciting opportunities but also comes with unique risks that travelers must navigate. Whether moving through airports, staying at hotels, or walking in unfamiliar areas, situational awareness and smart precautions are essential. Below are key principles to ensure safe and secure travel, with additional considerations for women travelers.
Warning Behaviors of the Active Shooter
Along with developing a plan for preparing for an Active Shooter scenario, it is important to understand and be aware of the sort of people who are prone to react in this particular violent manner.
According to a 2015 study published in Behavioral Sciences and the Law, there are eight primary warning behaviors to look out for in a potential Active Shooter. Here are some of these signs:
Enhancing Situational Awareness with Cooper's Color Code
Situational awareness is a vital skill in maintaining personal safety, particularly in environments where risks may arise. Being aware of your surroundings and understanding how to respond to potential threats can make the difference between staying safe and becoming vulnerable. For businesses, providing situational awareness training to employees is a proactive approach to fostering a safer workplace. One of the most effective tools to build this skill is Cooper's Color Code, developed by Col. Jeff Cooper. This model categorizes awareness into distinct stages, helping individuals assess and respond to their environment more effectively.
Mastering De-Escalation with Active Listening
De-escalating tense situations is a critical skill in managing conflicts, particularly in professional and high-stress environments. At the heart of successful de-escalation lies Active Listening, one of the most effective tools for calming individuals, understanding their concerns, and defusing potential aggression. By listening attentively, you not only address the emotional needs of an upset individual but also observe physical cues that may signal escalating behavior.
Should You Perform a Risk and Security Assessment at Your Business?
Performing a risk and security assessment of your business is crucial for identifying potential threats and vulnerabilities that could impact the safety and security of your operations. These assessments provide valuable insights that enable businesses to implement effective measures, protect assets, and ensure the well-being of employees and clients. Risk and security assessments are not only important for existing facilities but also play a vital role in new constructions.
The Importance of Ergonomic Office Design: A Path to Health, Productivity, and Savings
In today’s fast-paced work environment, the design of your office space plays a crucial role in the well-being and productivity of your employees. Poor ergonomics can lead to repetitive strain injuries, back and neck problems, and other musculoskeletal disorders, which not only affect employee health but also impact overall business performance. Investing in an ergonomic office setup is not just about comfort—it's a strategic decision that can yield significant cost savings and enhance workplace efficiency.
Mastering Lie Detection: Recognizing Verbal and Physical Cues in Deceptive Behavior
Detecting deception is an invaluable skill, whether in professional settings or personal interactions. Similar to a poker game, lying requires significantly more effort than telling the truth. Deceptive individuals often exhibit verbal and physical “tells” that an observant interviewer can recognize. Below are some key insights into identifying potential signs of lying:
Detecting and Addressing Workers’ Compensation Fraud
Although most workers’ compensation claims are valid, even a single fraudulent claim can significantly impact your business by increasing insurance premiums long after the claim is closed. Detecting fraud requires vigilance and a clear understanding of potential warning signs. Below are 15 indicators that may signal work comp fraud and warrant further investigation:
Understanding Responses to Danger: Insights from Jurassic Park
Danger elicits instinctive responses in humans, often defined as fight, flight, or freeze. These reactions are automatic physiological responses to perceived threats, also referred to as hyper-arousal. While commonly seen in high-stress situations, they are masterfully illustrated in the 1993 motion picture Jurassic Park, and resonate deeply when applied to real-world challenges.
Active Shooter Preparedness: Essential Training for Workplace Safety
While the likelihood of an active shooter targeting your workplace is low, preparing for such a scenario takes only minutes and can save lives. Active Shooter Preparedness Training equips individuals with the knowledge and strategies to respond effectively. Here are the core principles covered in the training: